6:15 All about Selfies...and Usies.
This App Will Analyze Your Selfies For You
A free iOS app (meaning for iphone only) appropriately called "Selfie Analyzer" will grade your selfie to help you decide if you really want to post it. The app works on individual selfies, group selfies and even pet selfies. The app's description in the iOS app store reads:
"The Selfie Analyzer is the funny and first-ever app created to analyze and grade your selfies, so you can finally know exactly which selfies to post and which ones to not.
In just seconds, the incredible Selfie Analyzer ME-24/7 will analyze your selfies for:
-And an Overall Grade"
(iOS App Store)
Speaking of Selfies: It's Official: The Group Selfie Is An 'Usie'
A marketing professor from Golden Gate University in San Francisco has officially declared that the group selfie is now known as an "usie." (pronounced uss-ee, as in fussy)
Professor Michal Ann Strahilevitz explains, "Usies are a growing trend that I think have far more social value than selfies. It's magical capturing moments we share with other people." She adds that it's more about the relationship "and less about you and your hair."
6:45 I have talked about leftovers for the past 2 days. I promise, I'm going to let it go with the leftovers...after today:
TRADING LEFTOVERS is a “thing” worldwide:
Take my leftovers. Please. It seems like a good idea … an app that allows you to share your leftover food instead of throwing it away. Food-sharing apps and websites are cropping up all over. A few examples …
✓ Budapest-based app ‘Piqniq’ allows users to post what they are cooking and eating, and for others to share in those meals.
✓ Greece has ‘Cookisto’, described as a ‘community marketplace for homemade food’.
✓ Germany’s Foodsharing.de allows users to share surplus food throughout Germany, as well as Austria and Switzerland.
✓ Italian app ‘Ratatouille’ enables users to post their extra food for others to claim and helps arrange drop-off points.
✓ The USA’s ‘LeftoverSwap’ is described as a ‘Craigslist for leftovers’.
✓ England’s ‘Casserole Club’ requires members to take an online hygiene course and submit to a criminal record check before they are allowed to start cooking meals to share.
(Would you feel safe eating food prepared by strangers?)
7:15 Are you in need of a financial overhaul? How about starting small? (I know, that rhymes, I'm a poet and I know it—OWWW Somebody stop me!) :) Here are the Top 10 Mind Hacks To Help You Save More Money
You already know the common strategies for saving money: Automatically set aside a portion of your paycheck, stick to a budget, plan your purchases, and so on. But there are also simple (if surprising) psychology tricks that can help us save even more. Here are ten such mind hacks.
10. Visualize What You'll Look Like When You're Older to Save More for Retirement
Many of us aren't saving enough for retirement, perhaps because we think of it as so far away. Research, however, shows that one really simple way to help us reach our retirement goals is topicture our lives or what we might look like years or decades from now when we're retired.
9. Create a Sleeve for Your Credit Card with a Picture of Your Financial Goal
Similar to putting a motivational photo on your fridge if you're dieting or above your desk if you want to be more productive, this trick from the Simple Dollar can remind you of the bigger money goals you have every time you reach for a credit card to pay for a trivial purchase.
What do gum and headphones have to do with shopping or saving money? It's all about the ways stores manipulate your senses to trick you into buying more. Chewing mint gum couldcounteract the ambient scents in stores and make you feel fuller so you don't buy food impulsively, and wearing headphones could block out the music designed to make you stay in the store longer. By knowing how stores try to seduce you while you're shopping, you can defend yourself from their tricks.
When you walk into almost any store, you're immediately overloaded with sights, sounds,…Read more
8. Chew Mint Gum and Wear Headphones While Shopping
7. Price Items Based on How Many Hours You'd Need to Work to Pay for It
You know what will really put a damper in unnecessary spending? Thinking about how much that item really costs in terms of hours you'd need to work to pay for it. $90 for a pair of jeans?! That's more than 12 hours of work at the $7.25 minimum wage. (Even if you're paid twice that, still more than half a day of work.)
Set up rules of thumb—or heuristics—that describe the way you want to treat your money and over time it could become second nature. For example, "I only buy clothes when they're on sale" versus "I deserve to treat myself whenever I get a windfall." No, you don't have to repeat the mantra over and over (maybe just change your password to it temporarily), but if you adopt it, the mantra could trick your brain into overcoming bad money habits.
6. Override Your Bad Money Behavior with a New Mantra
5. Instead of Trying to Save More Money Now, Commit to Saving More in the Future
It sounds counterintuitive to save more money by not saving more money, but it's all about the timing. Research suggests that starting a program where you're steadily increasing the amount you save could be more effective than making an effort to save a lot more now. For example, making a plan to save most of your next raise rather than trying to cut back now. (Of course, you should then stick to that plan.)
There's nothing inherently different between a fifty dollar bill and some tens and fives, but psychologically, we might be more reluctant to break the larger bill. You might even be more prone to hold onto $2 bills, since they're seen as scarce (but really aren't). And, like the jars of spare coins that get filled daily and turn into a couple of hundred dollars at the end of the year,saving every $5 bill that comes into your possession can turn into significant savings, almost painlessly.
4. Change the Way You Use Certain Dollar Denominations
You can't always rely on self-control to avoid temptation, which is always around us. You can, however, make it harder for you to push the buy button or swipe the credit card without thinking first. For example, don't store your credit card information with online stores or autofill data, train yourself to always ask before buying anything if you'd rather have the cash if a stranger offered it to you, stick to the 30-day rule to make sure you really want something, oruse a prepaid debit card to force yourself to ponder your limited resources.
3. Curb Impulsive Spending with a Few Tricks
Saving? Fun? That's where gamification comes in. Tools like SaveUp and SmartyPig turn saving money a kind of challenge where you can watch the your money grow (and reap other rewards). Or you could join a challenge like the 52 Week Money Challenge or similar to push yourself to save more (and even enjoy it).
Finally, the more you know about how your own brain may be sabotaging your shopping choices, the better you can take back control and overcome your brain's mushy mental accounting.
1. Understand Your Brain's Biases
8:15 DOGGY FAT CAMP:
Corpulent canines and cats are increasingly being sent to special facilities that help pudgy pets slim down. Most luxury pet hotels and spas will customize a fitness program for a pudgy dog or cat but only a few schedule ‘fat camps’ for large groups. Morris Animal Inn in Morristown NJ, for instance, offers ‘Pawlates’ and ‘Doga’ classes, as well as nature hikes, treadmill trots, facials, massages, and swimming … while playing ‘Barko Polo’. In the US, 53% of dogs are overweight or obese, up from 45% just 4 years ago. Among cats, the figure is now almost 58%. One reason for the high numbers is that over 80% of pet owners offer up 2 or more snacks a day. (Helpful hint: ‘Garfield’ doesn’t need a second slice of pizza.)
– Associated Press