6:15 America Saves Week
The 2013 Annual National Survey Assessing Household Savings (released during America Saves Week) revealed that only about half of Americans reported good savings habits.
54% said they “have a savings plan with specific goals.”
43% said they “have a spending plan that allows you to save enough money to achieve the goals of your saving plan.”
50% of those not retired said they “save for retirement at work through a 401(k) or other contributory plan.”
41% said that, “outside of work,” they “save automatically through regular preauthorized transfers from checking to savings or investments.”
49% know their net worth.
America Saves is a national campaign involving more than 1,000 non-profit, government, and corporate groups that encourages individuals and families to save money and build personal wealth. Overall management for the campaign is provided by the non-profit Consumer Federation of America (CFA). CFA is comprised of over 270 consumer education, advocacy, and cooperative organizations dedicated to advancing the consumer interest.
6:45WOULD YOU LIKE A SHIRTLESS MAN WITH YOUR COFFEE? _ Not everyone finds the idea appealing, but coffee shops and stands with scantily clad ladies behind the counter have become more commonplace. The problem is they aren't that interesting unless you're attracted to women. But a new coffee stand in Spokane, Washington solves that problem. Hot Cup of Joe features baristas who server up coffee shirtless. The baristas may eventually leave their jeans behind and serve up coffee in what the owner calls "cute, classy underwear." Men do have an incentive to stop by: they receive a $1 discount on their coffee.
7:15 13 Worst Cliche's you should s top using right now!!!!!
1. "Don't cry over spilt milk."
This cliché may not be outdated or irrelevant, but it does tend to undermine actual problems. Do you know a single person who would literally shed tears after knocking over a glass of two percent?
2. "Selling like hotcakes"
Let us clarify: hotcakes are not pancakes. Popular in the 19th century, they were made from cornmeal and cooked in pork lard. Armed with this knowledge, we'd assume that "selling like hotcakes" meant "selling zero." However, this assumption would be incorrect.
3. "The rest is history."
This is the cliché equivalent of calling something "interesting." It's another way of saying "I have no further insight into this matter."
4. "Avoid like the plague"
Self-explanatory, but maybe a little outdated.
5. "Let her hair down"
How did this become a metaphor for relaxation? Oh, right, upending one's hair from dozens and dozens of pins was a daily thing for women in the 17th century. It's 2013. Wearing your hair down requires as much, if not more effort than rocking a sock bun.
6. "Every cloud has a silver lining."
Um, does it?
The origin of this phrase is Milton's "Comus," in which the author is referencing moonlight emitted behind clouds in the sky at nighttime So, aside from being overused and unoriginal this cliché is also incorrect.
7. "Beg the question"
The issue with this cliché: it does not mean "raises the question." It is one of Aristotle's fallacies - a type of circular reasoning that involves answering a question with a similarly tenuous response, as in "Why?" "Because I said so." NOW YOU KNOW.